Alabama Counties' Insurance Funds

 

Alabama Counties' Insurance Funds

hello everyone welcome to my channel don't forget to like comment and subscribe alabama can this insurance phone not liable for its own action in deadly dog fire insurers and governments of insurance pool should be breathing a sign of relief after the alabama supreme court absorbed a county commission's food of directly ability in mariana fire that killed eight people and destroyed three dozen votes the court offered a decision by a circuit in jackson county and ordered the judge to dismiss the association of county commissions liability self-insurance phone from a lawsuit brought by victims and families of the people cut in the 2020 fire the high court held that state law exempt the phone from liability other than what the phone is obligated to pay to the insert county the assertions came despite the conflicting working of the state law the second line of the state statute however just appeared to grant the phone immediately from third party claims the court decided the plaintiff in the case employed a

 

somewhat union sold tactics charging that the phone is somewhat was at fault because it failed to properly inspect the county on top and marina and failed to monitor a safety program the lawsuit alleges that the dog had electrical problems that should have been flagged in an inspectation then repaired the national transportation service reports investigation of the fire also founded the county for not having a pre-fire plan in place and for not having life jackets floating rings are a scafe at the top for emergencies boots and the dog were cluttered with chairs temples grills and propane tanks contributing fall to the fire and making escape difficult the fire on the tenants river in scotland in northeast alabama was described as a horrific scene when it placed out of control on the night of january 27th the cause of the fire was not clear but the investigation said it appeared to originate near onepot's electrical panel according to news report and the ndsp report the fire quickly spread to the dog and other boats traveling people as the as they slept and blocking some from reaching the sword a number of puts at the crowded marina were in no parable and couldn't be moved to safety others catch fire and drifted into other vessels the supreme court ruling did not indicate how much the county commissions of insurance phone and other insurers have paid out on claims from the fire or if if the county will be allowed suffering immunity for some of the damages officials and attorneys for the phone could not be reached for comments but the group's brief in the case notes that the state law kept the phone's coverage at 300 000 dollars the case will now proceed again the county and other dividends once the circuit card dismisses the phone from the suit the high court's opinion appears to differ a bit from its own 1987 decision in how ton francis stick from mutual auto insurance code that opinion heard that the rule bearing toward

 

action against an insular does not apply even an inserter acting independently of its insurance commits a thought against a third party claimed in the school bureau fire case the court note that the statute authorizing the real purity pool includes a president of immunity other than for what the phone had contracted for with the insurance counties the plaintiff's attorneys attitude that the section merely limits the contractual liability that self-insurance pool may incur the trial judge in the county where the fire occurred agreed and refused to dismiss the suit in late 2021. the justices said that another section of alabama law which created risk management cooperative for local school district contains similar language granting liability immunity to the cooperatives the statue however includes a notable clarification the last line of the section reads that it doesn't prohibit action due to fraud proud against the cooperatives the legislature may have decided that the immunity granted to risk apparatus cooperatives and county insurance pool is indeed to protect taxpayers the supreme court said thanks for watching that's for today bye

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